How to take advantage of stimulus programs

The stimulus package approved as the Coronavirus Aid, Relief, and Economic Security (CARES) Act provides help for workers and employers.

For workers, it includes direct checks for American households. Many American adults have already received up to $1,200 from the federal government, depending on their income. Checks first went to those who set up direct deposit on their 2018 tax returns. If you haven’t already set up direct deposit with the IRS, there’s still time to do so.

There are also federal unemployment benefits, in addition to the state benefits that Florida labels “reemployment” benefits. For a full description, see the Unemployment page.

Congress also created several benefit programs for employers, including the Paycheck Protection Program designed to help employers keep workers on the payroll.

Additionally, the government is providing bridge loans (to bridge the cash-flow gap) and programs to help business owners who are having trouble making payments on current Small Business Loans. In addition, there are programs to help minority business owners.

Explore the links below for more information.

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